Joseph Kulutu

Joseph Kulutu is an experienced professional with a diverse background in financial services and education. Currently serving as a Bilingual Digital Fraud Officer at RBC since January 2024 and previously as a Bilingual Fraud Analyst, Joseph has contributed to a global financial institution committed to delivering exceptional client service. As the Founder, Owner, and Chief Visionary Officer of JKB Consultancy since February 2014, Joseph has demonstrated entrepreneurial spirit and leadership. Joseph also held the position of Coordinator for Risk & Compliance at Neo Financial, focusing on innovative financial solutions for Canadians. Earlier roles include Specialist in Bilingual Customer Experience at USB Executive Development and Administrator for International Affairs at Cape Peninsula University of Technology. Joseph has a solid educational foundation, holding a Bachelor's degree in Management from Cape Peninsula University of Technology and advanced qualifications including a Master's in Business Management from Atlantic International University and various executive development certificates from Stellenbosch Business School.