Raj Kandoi

Raj Kandoi serves as the Director of Enterprise Risk at RBC since February 2014, where responsibilities include managing complex Wholesale Credit Risk Systems related to Client Reference Data, Exposure Aggregation, and Parameter Estimation for Risk-Weighted Assets and Expected Credit Losses in compliance with regulatory requirements. Additionally, Raj leads the global governance and oversight of Liquidity and Balance Sheet Non-Trading Market Risk in Banking Books. Prior experience includes roles at Scotiabank from 2003 to 2014, with positions such as Senior Manager in Market Risk - Trading Policy and Treasury & Trading Valuation Control, focusing on policy development, fair value accounting practices, and financial reporting. Educational qualifications include a CPA, CFA, and C.A., underscoring a strong background in finance, accounting, and audit.