Royal Pacific Funding
Jose Villarreal is a seasoned mortgage underwriter with extensive experience in analyzing and underwriting various mortgage loan requests. Currently serving as a Senior Mortgage Underwriter at Royal Pacific Funding since October 2016, Jose specializes in Conventional, Non-QM, and FHA loans, ensuring compliance with industry guidelines. Previous roles include Remote Mortgage Underwriter at Motive Lending and Consumer/Commercial Credit Analyst at Citi, along with positions at Wells Fargo, Wachovia, and Frost Bank, demonstrating a progressive career in credit analysis and underwriting. Jose's early career at USAA involved leading a team of underwriters, showcasing strong leadership and operational management skills. Jose holds a B.S. in Finance from the University of Phoenix.
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Royal Pacific Funding
Equal Housing Lender | Copyright © 2023 Royal Pacific Funding | 4000 MacArthur Blvd., West Tower – 7th Floor, Newport Beach, CA 92660 | 877.267.1056 | NMLS ID# 320004, BRE# 01403107. Program rates and parameters are subject to change without notice. Turn times are estimates and are not warranted or guaranteed. Turn time estimates are subject to change without notice at Royal Pacific Funding’s sole discretion. Intended for use by real estate and lending professionals only and not for distribution to consumers.