RTO National
Trace Dillon is an experienced legal professional currently serving as Corporate Counsel at RTO National since March 2025, overseeing litigation, compliance, and contracting functions in Greenville, SC. Prior to this role, Trace Dillon held the position of Chief Compliance Officer at Gulf Coast Collection Bureau from September 2020 to March 2025, ensuring adherence to Federal and State laws, including HIPAA. From September 2017 to September 2020, Trace Dillon worked as Counsel for Financial Operations and Compliance at USASF Servicing, LLC, managing a team while providing legal guidance in the automotive finance sector. Between July 1999 and September 2017, Trace Dillon founded and led The Dillon Law Firm PC, specializing in collections law. Educational qualifications include a Doctor of Law (JD) from the University of Arkansas at Little Rock, a Master of Business Administration (MBA) from Emory University, and a Bachelor of Arts (BA) in Economics from Boston University.
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RTO National
Based in Greenville, SC, Phil Falls founded RTO National's parent company, BetterBuilt Storage, in 2003. BetterBuilt Storage manufactured storage sheds in South Carolina which were retailed at more than 60 locations, primarily in the Southeast. In 2008, RTO National was formed to operate as the financial services division of BetterBuilt Storage and has grown to become the industry-leading provider of consumer Lease Purchase and Finance contracts to the backyard products industry. RTO National is backed by an experienced direct sales force working with independent dealers. Additional information about RTO National may be found online at www.rtonational.com.