Jose-Philippe Culubret Worms

Jose-Philippe Culubret Worms is an experienced Information Technology Architect with a strong background in solutions architecture and digital channels, currently leading the solutions architecture team at Santander Consumer Technology Services GmbH since April 2011. Prior experience includes roles such as Project Leader for various banking projects, IT Architect at Santander Global Tech, and IT Architect for Banesto/ISBAN. Jose-Philippe has a solid academic foundation with a degree in Computer Engineering from Universidad de Málaga and a Technical Engineering degree from Universidad Politécnica de Madrid. Expertise encompasses technical design, project management, and the implementation of corporate architecture within the banking sector.