Renato Fernandes is an experienced professional with a diverse background in commercial management within the financial sector. Currently serving as Gerente Comercial at Scania Group since May 2013, Renato oversees financing, insurance processes, and senior claims expertise while engaging with various market companies. Previous roles include Senior Credit Consultant at HSBC, where Renato managed key processes and partnerships in São Paulo, and Supervisor of Collections at ITAPEVA MULTICARTEIRA, leading a large team in credit debt negotiation. Additional experience includes positions at Banco PAN and BV Financeira, focusing on commercial coordination and vehicle financing. Renato holds a degree in Business Administration from FACULDADES SANTA RITA DE CASSIA and a Technical degree in Information Technology from Senac São Paulo.
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