Elsa Mugnier is a legal expert specializing in complementary social protection, currently working at SIACI SAINT HONORE since April 2021. Previous experience includes roles at Malakoff Humanis from May 2012 to April 2021, where Elsa held positions in product management and provided legal counsel in collective insurance. Prior to that, Elsa worked at AXA France from December 2008 to April 2012 and at Juridica from July 1999 to November 2008 in similar legal advisory roles related to health, pensions, and insurance. Elsa Mugnier holds a DESS in insurance law and liability from Université Paris-Est Créteil and is pursuing a Maîtrise in private law at Université Paris II Panthéon Assas, complemented by a background in music from the Conservatoire de Paris.