Nicole Utpott

Nicole Utpott is a seasoned professional in credit risk modeling with extensive experience in data analysis and model performance evaluation. Currently serving as the Credit Risk Modeling Team Leader and previously as a Senior Credit Risk Modeling Analyst at Sicredi since July 2020, Nicole has honed expertise in developing and automating statistical models while ensuring data quality and reliability. Prior to Sicredi, positions included Model Performance Analyst at BNP Paribas and PL Credit Risk Modeling Analyst at Sicredi, where contributions involved database creation, report preparation, and customer support regarding credit risk models. Nicole's academic background includes a Master's degree in Epidemiology and Statistics from the Federal University of Rio Grande do Sul and research training at Erasmus University Rotterdam.