John M. Bonino

John Bonino has been associated with the Company and Bank as a consultant or employee since 1996, including serving as President and Chief Operating Officer of the Bank from 2003 to 2006. He is also President of InterFinancial Group, LTD., a financial services industry consulting firm engaged by the Company and Bank since 2003. From 1996 to 2003 he was Managing Director of WHE Associates, an advisory firm whose transactions included working with DSF Management Corp. on the 1996 recapitalization of the Company and Bank, arranging a $200 million equity investment for a large public real estate firm, and forming St. Cloud Capital Partners, an SBA licensed small business investment company.

From 1992 to 1995 Mr. Bonino was Executive Vice President, Chief Administrative and Financial Officer of Imperial Thrift and Loan, where he helped plan and direct an operating turnaround and $60 million initial public offering. From 1990 to 1992 he was President of F. L. Bryant & Co., an investment banker whose engagements included the $42 million sale of First Pacific Advisors, a manager of over $2.7 billion in mutual funds and private accounts.

Mr. Bonino was previously Executive Vice President and Director of the West's largest securities firm, Bateman Eichler, Hill Richards, Inc., whose $53 million purchase by Kemper Financial Group in 1982 he helped negotiate, and where his responsibilities included administration of the firm's 35 office branch system with over 600 employees. He was also Senior Vice President of Wedbush, Noble, Cooke, Inc. and Corporate Counsel of TransTechnology Corporation. Mr. Bonino is a graduate of the University of Southern California School of Business and Stanford Law School, and a member of the California State Bar.