Ray Celedinas

Founder And Principal at Smart Choice

Ray Celedinas, CAPI, CPRIA, serves as President and CEO of Celedinas Insurance Group, a Marsh & McLennan Agency, where leadership has driven significant growth, establishing the firm as one of the nation's largest privately held insurance brokers. As Founder and Trustee of the Private Risk Management Association, Ray plays a pivotal role in advancing the high net worth risk management and insurance sector. Additionally, Ray founded Smart Choice Agents Florida, providing independent agents with valuable market access and resources. Past entrepreneurial ventures include ownership of Vero Insurance and Private Client Insurance Group, both contributing to the insurance landscape. Ray Celedinas holds a Bachelor of Science in Risk Management and Insurance from Florida State University and is a Certified Advisor of Personal Insurance from The Wharton School.

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