Xinxue (Sue) Guo, CFA, FRM, currently serves as a Data Scientist at SoFi since May 2024. Previously, Xinxue worked as an Analytics Manager at OneMain Financial, managing pricing strategies for significant loan portfolios and mentoring summer interns. Xinxue's career includes a role as Vice President at Citi, overseeing Balance Transfer programs for credit card portfolios and managing underwriting strategies. Additionally, Xinxue has experience as an Equity Research Analyst at Global Equity Fund and has engaged in operational risk analysis at FINRA. With a Master's degree in Quantitative Finance from the University of Maryland and dual Bachelor's degrees in Finance and Economics from Sun Yat-sen University, Xinxue has a strong educational background complemented by extensive analytical and risk management expertise across various financial sectors.