Daniela Montserrat Morales Heredia

Daniela Montserrat Morales Heredia has over twelve years of experience in the finance industry. Daniela Montserrat began their career in 2007 as a Becario at Grupo Financiero Interacciones. From 2008 to 2013, they worked at Allianz as an Analista en Market Management. In 2013, they joined HSBC Mexico as an Asesor de Análisis y Revisión de Modelos de Riesgo. From 2016 to 2017, they worked at ICBC México as a Risk Management Sr. Specialist and at Banorte as a Gerente de proyecto de Certificación de Modelos Internos. In 2017, they joined Broxel FinTech as a Gerente de Riesgos y Producto. Daniela Montserrat is currently working as the Head of Risk Management & Compliance at Sofía since 2018.

Daniela Montserrat Morales Heredia has a diverse educational background. Daniela Montserrat is currently enrolled in a Diplomado in Administración de Riesgos de Instituciones Financieras at the Instituto Tecnológico Autónomo de México, which they will finish in 2022. In 2020-2021, they completed a Diplomado in Derecho Corporativo at the same institution. In 2017-2018, they completed a Diplomado in Banca Digital y Negocios Fintech at the Tecnológico de Monterrey. From 2009-2011, they completed a Maestría en Administración with a specialization in Finanzas at the Escuela Bancaria y Comercial. Her undergraduate degree was a Lic.en Actuaría from the Universidad Marista, which they completed in 2004-2008. In addition, they have a certification in Riesgo de Seguro de Vida Individual, which they obtained in November 2008 from the Centro de Evaluación para Intermediarios, S.C.