Erwin de Ruiter Tep Fica

Erwin De Ruiter TEP FICA (ret.) is a versatile professional with extensive experience in both the music industry and corporate services. Since 1980, Erwin has worked as a songwriter and artist, earning recognition as a selected pop artist in 2014 and having songs featured in various television series and advertisements. In the corporate sector, Erwin served as Owner and Director of Cofimo Middle East DWC-LLC, specializing in international estate planning for high net worth individuals from 2007 to 2021. Additional roles include providing legal and financial expertise at Karyo Biologics LLC and Vitane Pharma Limited, as well as co-owning corporate services firms SDAC Consulting DMCC and COFIMO SAM in Monaco. Erwin's educational background includes qualifications in trust and estate practices, compliance, social work, and education.