South Indian Bank
Harikumar L. is currently the General Manager at South Indian Bank. Prior to this, they were with Axis Bank for over 20 years, where they held the position of Senior Vice President / Circle Head. In this role, they were responsible for Business & Operations Head of Chennai Circle, comprising of 135 branches. Harikumar's key responsibilities included CASA, Retail Assets, Cards, Retail Forex, Agri-Advances, Profitability, Cost Control and Fee Income across Investment Products, Business Banking & Retail Banking Product Groups. Harikumar was also in charge of network expansion , maintaining & facilitating growth of customer franchise and minimizing customer attrition.
Before joining Axis Bank, Harikumar L. was with Lord Krishna Bank Limited, where they held the position of Branch Operations.
Harikumar L. has a Master of Business Administration (MBA) from the University of Calicut.
Harikumar L. reports to Murali Ramakrishnan, Managing Director & CEO. They work with Varghese P. G. - Deputy General Manager, Baiju Karan - Deputy General Manager, and Minu Moonjely - General Manager.
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South Indian Bank
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The South Indian Bank Limited (the Bank) provides retail and corporate banking, Para banking activities, such as debit card, third-party product distribution, in addition to Treasury and Foreign Exchange Business. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail banking and Other Banking Operations. The treasury services segment consists of interest earnings on investments portfolio of the Bank, gains or losses on investment operations and earnings from foreign exchange business. The Corporate/Wholesale Banking segment provides loans to corporate segment. The Retail Banking segment provides loans to non-corporate customers. The Other Banking Operations segment includes income from para banking activities, such as debit cards, third-party product distribution and associated costs. The Bank has a network of approximately 830 branches, approximately 40 extension counters and approximately 1, 290 automated teller machines (ATMs) in India.