Xuheng Tong, Ph.D., currently serves as a Model Risk Quantitative Analyst at Spuerkeess, focusing on credit risk validation, including Pillar 1 IRB models and IFRS 9 implementation. Previously, Xuheng held various leadership roles at Banque Internationale à Luxembourg, overseeing regulatory support in finance and risk, and managing projects related to regulatory compliance and reporting. With experience in financial management research at CEREFIGE, consultancy with Avantage Reply, and academic roles at several universities, Xuheng has developed expertise in regulatory frameworks, model validation, and financial analysis. Educational background includes a Doctorate in Financial Management and multiple master's degrees with a strong focus on finance, banking, and European studies.