Niraj Sharma possesses extensive experience in credit analysis and risk management, with roles spanning over a decade. Starting as a Rating Analyst at Brickwork Rating from June 2012 to May 2014, Niraj was responsible for credit appraisal and assessment for corporate clients, including detailed industry and financial analysis. Following this, a position as a Credit Analyst at HSBC from May 2014 to May 2016 involved preparing credit proposals and monitoring a portfolio across various Asian markets. Niraj then advanced to the role of Credit Analyst and Assistant Vice President at Swiss Re from April 2018 to February 2025, focusing on credit analysis for Emerging Market Banks. Currently, Niraj serves as Assistant General Manager in BSFI - Credit Risk at Tata Consultancy Services since December 2024. Educational qualifications include a PGP in Finance from Brickwork Finance Academy, a BBA in Finance from Narula Institute of Technology, and an MBA in Finance from Tezpur University.
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