Naichia Li

NaiChia Li currently serves as the Director of Credit Card Portfolio Management at TD since January 2017, where expertise includes credit risk oversight for credit card portfolios, covering strategies such as originations and retention efforts. Prior to TD, NaiChia held various roles, including Model Development & Portfolio Management Senior Manager at PNC, focusing on Basel II and III credit risk models, and Decision Science Lead at Barclaycard, supporting international portfolios. Early experience includes Business Analytics Manager at SunTrust Bank and Risk Analytic Statistician at TCF Bank, where consumer credit strategies were key responsibilities. NaiChia began a research career at the University of Minnesota, performing econometric modeling. NaiChia earned a Master's and pursued a Ph.D. in Applied Economics & Statistics from the University of Minnesota, along with a Bachelor's degree in Political Science from National Taiwan University.