Anand Kumar

Anand Kumar is a senior banker with over three decades of banking experience in the United Kingdom, India, Singapore and Middle East regions coupled with a sustained record of achievement within regulatory and compliance framework. Among other assignments in India and Singapore, he has contributed in setting up Retail Banking operations of ICICI Bank in the United Kingdom and later on spearheaded international business of ICICI Lombard UK (General Insurance services) covering GCC (Gulf Cooperation Council) countries among others. Subsequently, he worked as Advisor Strategic Initiatives & Head Retail Banking for one of the leading public sector banks of India – Bank of Baroda UK. He is credited with rolling out retail banking products such as e-banking, debit/credit cards and online bonds. As Regional Manager with ICICI Bank his responsibilities included Business growth through operational efficiency and complementarity & collaborative use of multiple channels, Audit, Risk & Compliance, innovation of products & services, private banking, periodic engagement with Regional Regulators (Reserve Bank of India), training & development and Mergers & Acquisitions. He oversaw different mergers and takeovers by ICICI bank, managing the transition of the overall operations. He was pioneer in executing 5S, an integral part of the Lean and Kaizen process, in ICICI Bank. Being board member he worked as Executive Director & Deputy Chief Executive with Union Bank of India(UK) ltd. for seven years, responsible for compliance, risk, IT among other business-related operations.