Roberto Emilio Kalfayan Fernández

Roberto Emilio Kalfayan Fernández is an experienced product manager and financial advisor with a strong background in finance and engineering. Currently serving as the Product Manager for Transbank's Customer Service System at TINET S.A. and as an Independent Financial Advisor at Balanz Capital, Roberto leads initiatives in product strategy, customer experience, and personalized investment advisory for clients in Argentina and the United States. Previous roles include Product Owner for Certificate of Deposit at Supervielle Bank and senior analyst positions in investment products and consumer loans, where Roberto focused on enhancing customer experiences, regulatory compliance, and data analysis. Roberto holds a Master's in Finance from Universidad Torcuato Di Tella and an Industrial Engineering degree from Pontificia Universidad Católica Argentina.