Andrea Ternes

Andrea Ternes is a seasoned banking professional with extensive experience in commercial real estate and relationship management. Currently serving as a Senior Relationship Manager for Middle Market Commercial Real Estate at Tri Counties Bank since October 2024, Andrea previously held various positions at California Bank of Commerce from 2012 to October 2024, including Vice President/Relationship Manager and Vice President/Relationship Credit Manager. Additional experience includes roles as a Construction Loan Officer at Fremont Bank from 2006 to 2011. Andrea is also a graduate of the Pacific Coast Banking School, where studies took place from 2017 to 2019.