TVS Credit Services Ltd.
Sayen Baladeb Sen currently serves as the Divisional Head of Data & Analytics at TVS Credit Services Ltd., a position held since September 2021. Previously, Sayen was the Senior Vice President at CIMB Thai Bank, where leadership was demonstrated in the Modelling and Portfolio Analytics division. Experience at Deloitte included roles as Senior Manager and Manager in Financial and Regulatory Risk, focusing on credit risk modeling and compliance. Sayen's career began at Citibank, with subsequent positions at Fractal Analytics, American Express, Dun & Bradstreet, and HDFC Bank, emphasizing expertise in risk analytics and statistical modeling. Educational qualifications encompass an Executive MBA in Finance from SP Jain School of Global Management, multiple degrees from The London School of Economics, and advanced studies in Quantitative Economics from the Indian Statistical Institute and University of Calcutta.
TVS Credit Services Ltd.
From the largest cities to the smallest villages, India is filled with ambition and enterprise. As Indians from all walks of life set out to write their growth story, our timely and affordable credit empowers them to bring their dreams alive.As part of the $7 billion TVS Group, we empower Indians from various socioeconomic backgrounds withfinancial products that serve their needs. In doing so,we further the cause of financial inclusion.Our two wheeler, used car, three wheeler,and tractor loans are designed for Indians in small towns and the rural heartland,for our nation's growth is powered by their prosperity. Our foray into the used commercial vehicle and consumer durable finance is yet another step in this direction. Our entrepreneurial culture, which inspires us to deliver our best, has given rise to such initiatives as TEDDI, a framework to implement innovative ideas, and GURU, a mentorship program to help new employees deliver excellence from Day One.With over 2.5 million customers and a long-term CRISIL rating of AA-, our growth is built on firm foundations. We have won several awards,including the Flame Award for Excellence in Rural Marketing,The Best BFSI Company Award at the ET Now Makers of Developed India Awards 2018, and the Most Effective Employee Engagement Strategy Award at the World HRD Congress.