U Microfinance Bank Limited
Farrukh Khan is a Fellow Member of the Association of Chartered Certified Accountants (FCCA) with extensive experience in internal audit and compliance across various financial institutions. Currently serving as VP-I Internal Audit (Head of Governance, Quality Assurance) at U Microfinance Bank Limited since February 2025, Farrukh has previously held significant roles at Pakistan Microfinance Investment Company, Meezan Bank Limited, Standard Chartered Bank, and Tameer Micro Finance Bank. Notable responsibilities include shaping organizational policies, conducting management audits, ensuring compliance with internal and regulatory standards, and providing assurance on customer due diligence. Educational credentials include ACCA and CA Intermediate from the Institute of Chartered Accountants of Pakistan, alongside a commerce degree from Karachi University.
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U Microfinance Bank Limited
U Microfinance Bank Ltd. (U Bank) is a wholly owned subsidiary of Pakistan Telecommunication Company Limited (PTCL) – e& Group (Formerly Etisalat Company). The bank has a network of more than 375 branches, across 210 cities and rural areas in Pakistan and offers a wide range of microfinance loans, deposit products, and branchless banking solutions. U Bank’s branchless banking offers services under the banner of U Paisa in collaboration with Ufone (Pak Telecom Mobile Limited). The service is offered at nearly 45,000 agent locations across Pakistan. U Microfinance Bank is proud to be at the front line of fighting poverty in Pakistan and is dedicated to play its critical part in the implementation of National Financial Inclusion Strategy 2020 that aims to bring 50% of Pakistan’s adult population into banking net. At U Microfinance Bank, we firmly believe that access to microfinance services contribute significantly towards building a more inclusive society leading to bringing the underserved population into banking net as well as help document the informal economy. Our product portfolio is designed to continuously create livelihoods for the underserved population of Pakistan and bring betterment to their lives. Our Vision Driven by the passion for disruptive innovation and the desire for financial inclusion, we aim to become the problem solver and enabler to Pakistani microfinance ecosystem. Our Core Values – Merit – Commitment – Innovation – Ethics – Transparency