Monika Ozimkiewicz-Mania is the Business Analysts Team Head for Credit Risk Change at UBS, with a career beginning in June 2016. Previously, Monika held roles at BNP Paribas from April 2011 to May 2016, focusing on Credit Risk Analysis and Reporting, where responsibilities included developing reports on credit portfolio risk and preparing analyses for internal and external stakeholders. Monika's earlier experience at UBS involved client reporting within Global Asset Management from June 2009 to March 2011. Monika holds multiple degrees, including a Postgraduate Diploma in Financial Engineering in Risk Management from AGH University of Krakow, a Bachelor of Arts in Business/Managerial Economics from the University of the West of Scotland, and two Master's degrees from Krakow University of Economics in Finance and Accounting and Economics.