Ujjivan Small Finance Bank
Nirmal Karmakar is an experienced banking professional currently serving as AVP & Area Manager of Banking Operations at Ujjivan Small Finance Bank since December 2016, focusing on branch banking operations and services. Previously, Nirmal held various managerial roles at Kotak Mahindra Bank, ICICI Bank, IndusInd Bank, Family Credit Ltd, and ADFC Pvt Ltd, accumulating a diverse background in banking operations, vehicle finance, and customer service. Nirmal's educational credentials include a Master of Business Administration in Accounting and Finance from Sikkim Manipal University and a Bachelor of Commerce from the University of North Bengal.
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