Prabhu P is a seasoned professional in credit management with over 13 years of experience in the financial sector. Currently serving as Circle Credit Manager at Ujjivan Small Finance Bank since October 2024, Prabhu specializes in credit policy underwriting for business and mortgage loans. Prior roles include Regional Credit Manager and Assistant Vice President-Credit at Equitas Small Finance Bank from August 2021 to October 2024, and Area Credit Manager at Ujjivan Small Finance Bank Limited from April 2017 to August 2021. Prabhu also held the position of Credit Manager at Fullerton India Credit Company Ltd. from October 2014 to April 2017 and began a career as a Credit Analyst at HDFC Bank from June 2010 to October 2014. Education was completed at Ramakrishna Mission Vivekananda College, known for its autonomous programs.