Kristina Honcharova

Kristina Honcharova has a diverse and extensive work history in the field of AML (Anti-Money Laundering) and compliance. Kristina began their career in 2006 at Erste Bank in the risk management department. Kristina then worked at PJSC "Rodovid Bank" as the Head of AML & Operational risk management Unit from 2008 to 2010. In 2010, they joined the State Saving Bank of Ukraine as the Deputy Head of the AML Unit. From 2012 to 2014, they worked at the Banking University of National Bank of Ukraine as a Docent at the Banking Security Department, where they researched and taught subjects related to compliance, risk management, and economic security. Kristina also worked at a Banking Institution as the Head of Compliance from 2012 to 2016, where they were responsible for internal control systems and compliance risk management. From 2014 to 2020, they worked at the State Service of Financial Monitoring of Ukraine as an AML & Compliance Associate Lecturer. In 2016, they joined Ukrposhta as the Deputy Head of AML. In 2021, they joined the Universal Postal Union as an Expert in the team committee. Most recently, Kristina Honcharova is an Associate Professor of Economics at the Міжрегіональна Академія управління персоналом | МАУП since 2023.

Kristina Honcharova has a diverse education history. Kristina obtained a Bachelor's degree in Finance from the Banking University in Ukraine, where they studied from 2008 to 2011. Prior to that, they attended the National Pedagogical Dragomanov University from 1996 to 2002, where they earned a Master's degree in Teaching, with a specialization in English language, Biology, and Valeology.

In addition to their formal education, Honcharova has pursued various certifications throughout their career. Kristina obtained certifications in areas such as Anti-money laundering and financial monitoring, financial analysis, corruption research, FATCA implementation in banks, financial security and anti-corruption, and compliance management. Kristina acquired these certifications from institutions such as The State Financial Monitoring Service of Ukraine, the International Academy of Finance and Investments, Prometheus, the National Center for the Training of Banks' Personnel of Ukraine, the Lithuanian Institute of Administration, and Business - Garant. The certifications were obtained between 2008 and 2019.

Honcharova also pursued further education in the field of Economics. Kristina completed a PhD program in Economics from the Ministry of Science & Education in Ukraine, graduating in 2016. However, specific start and end years for this program are not provided.

Their educational journey began with a secondary education in basic/general studies at Grammar-school #48 from 1986 to 1996. It is worth noting that Honcharova also attended the London Business School, although details regarding their degree and field of study from this institution are missing.