Upgrade
Chiung Chi Wang is a Senior Director of Credit Risk at Upgrade, Inc. since January 2022, following an extensive career at Wells Fargo where duties as a Credit Risk Analytics Manager included overseeing a team to enhance limit and pricing strategies for various credit products. Chiung Chi Wang also held the role of VP, Marketing Database Decision Strategy, developing optimization strategies for marketing campaigns. Previous experience includes a senior manager position at FICO, focusing on optimization analysis for business strategies, and an account officer role at the Central Deposit Insurance Corporation in Taiwan, analyzing financial data for troubled companies. Chiung Chi Wang holds a Master's degree in Financial Engineering from the University of California, Berkeley, Haas School of Business.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.