Geetika Jain has a strong professional background in credit risk management and business strategy analysis. With experience in companies like Upgrade, Inc., Happy Money, Ingram Micro, and Barclays, Geetika has contributed significantly to developing models for predicting customer intent, balance runoff, and credit loss. Geetika's educational background includes a Master of Science in Business Analytics from the University of California, Irvine and a Bachelor of Engineering in Instrumentation and Control Engineering from Netaji Subhas Institute of Technology.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.