Anindya Mitra

Anindya Mitra is a seasoned professional with extensive experience in the financial services sector, currently serving as the National Credit Head at Utkarsh Small Finance Bank since April 2018, overseeing the Credit function for Retail Lending. Prior roles include Head Product Policy at Bandhan Bank Limited, Retail Credit Head for East at ICICI Bank Ltd., and Zonal Credit Head at Axis Bank Ltd. Anindya's career began at GIC Housing Finance Ltd. and spans over two decades, showcasing expertise in credit risk underwriting, policy drafting, and strategic process implementation across various banking institutions. Anindya holds an MBA from IISWBM, Kolkata, and a B.Com (Hons) in Accountancy from Goenka College of Commerce & Business Administration.