Azhar Hussain is an experienced banking professional with over 18 years in retail branch banking. Currently serving as Cluster Head at Utkarsh Small Finance Bank since December 2023, Azhar previously held the position of Senior Deputy Vice President at IndusInd Bank from April 2016, alongside a role as Assistant Vice President 2. Earlier experience includes a position as CBM at ICICI Bank from August 2015 to March 2016. Azhar Hussain holds a Master of Business Administration (MBA) in Finance from NIMS University, Jaipur, and completed undergraduate studies at Lucknow University, along with an intermediate and high school education from Kendriya Vidyalaya.