Ammar Rafi

Ammar Rafi is an accomplished finance professional with extensive experience in capital markets, credit analysis, and relationship management across various financial institutions. Currently serving as Manager of Capital Market and Operations Manager of Underwriting at Vartana since August 2022, Ammar previously held key roles at Karandaaz Pakistan as a Senior Credit Analyst, contributing to an impact fund aimed at supporting SMEs. Prior experience includes significant positions at United Bank Limited, Bank Alfalah Limited, and HBL - Habib Bank Limited, managing substantial corporate banking portfolios and driving credit growth. Ammar's career began in financial services and analysis roles at CFS Management Services Limited and Swinton Insurance. Educational qualifications include a Master of Science in Finance and Investment Banking from the University of Bradford and a Bachelor of Science in Financial Services from The Manchester Metropolitan University.