Diyar BAYRAM is a seasoned finance professional with extensive experience in credit analysis and risk management. Currently serving as a Senior Credit Analyst for Vinmar International since June 2022, Diyar previously held roles such as Credit Risk at Ravago Turkey, where responsibilities included managing over 300 direct customers and presenting to credit committees. Diyar also worked as a Retail Finance Manager at CNH Industrial, leading consumer finance projects and developing payment plans for fleet customers. Earlier positions include Credit Manager at IVECO, focusing on contract preparation and payment restructuring, and as a Credit Transactions Specialist at YKB, where limits and risk control were prioritized. Diyar holds a Bachelor's degree in Economics from Marmara University, a Master of Business Administration from Bahcesehir University, and a Bachelor's degree in Law from Maltepe University.
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