Raphael M. is a seasoned finance professional currently serving as the Head of Finance for Australia, New Zealand, and Pacific Islands at Visa since November 2025. Prior to this role, Raphael held key positions in various prominent companies, including Head of FP&A and Pricing at Tyro Payments, where notable contributions were made to the hospitality, retail, and health industries, and Commercial & Pricing Strategy Lead at Till Payments, which transitioned from start-up to scale-up within the fintech sector. Raphael's extensive experience at Mastercard encompasses leadership roles focused on key account development, pricing and interchange strategy, and finance and business development, while also holding a significant role in Qantas Loyalty's FP&A operations. Additional expertise was gained at Steadfast Group Limited and Infront Sports & Media AG, along with foundational experience as a Senior External Auditor at PwC. Raphael holds multiple professional qualifications, including the Chartered Financial Analyst designation and Certified Practising Accountant status, and possesses a Master of Business and Economics from HEC Lausanne.
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