Joanna Müller

Joanna Kozioł is a seasoned professional with extensive experience in the finance and insurance sectors. As the owner of JT Finanse Ubezpieczenia i Gwarancje since December 2004, Joanna specializes in financial guarantees, technical insurance, and liability insurance for entrepreneurs, providing services to both businesses and individual clients. Prior to this, Joanna held various roles including Specialist in HR and Payroll at Firma Handlowo Produkcyjna, where responsibilities included managing employment documentation, payroll processing, and compliance reporting. Additional experience includes positions as Sales Support at ERGO Hestia, Sales Manager at Amplico AIG Life, Accountant at Perfumeria MM, and Independent Accountant at a bookkeeping office. Joanna's educational background includes studies at Krakow University of Economics and PSB Szkoła Wyższa w Krakowie.