Jose Ruiz

Jose Ruiz is a Senior Credit Analyst with extensive experience in financial services. Jose has a background in accounting and has also worked as a Senior Administrative Assistant and Auditor. Jose has a Bachelor's degree in Business Studies and Management, an MBA, and has completed a Curso Superior de Tributación. Jose has worked at Volkswagen Financial Services, Volvo Financial Services, Banco Santander, and Caja Madrid. In their roles, Jose has been responsible for credit assessment, underwriting, and providing guidance to junior analysts.