Joe Klaiber

Joe Klaiber, CCUE, currently serves as the VP of Mortgage Strategy & Transformation at VyStar Credit Union since July 2024. Previously, Joe held the position of Mortgage Strategy & Support Manager at Digital Federal Credit Union from January 2022 to July 2024. Joe has also served as Vice President of Lending at Olean Area Federal Credit Union, Chief Operating Officer at Timberland FCU, and VP / Compliance Officer at Elmira Savings Bank. Early in the career, Joe worked as VP of Operations at Timberland FCU. Joe Klaiber earned a Bachelor of Science in Business Administration and Management from Penn State University and also pursued studies in Business Administration at Duquesne University.