Ramit Malhotra

Ramit Malhotra is a seasoned finance professional with extensive experience in credit risk management and portfolio oversight, currently serving as Manager- Commercial Credit Risk and Portfolio Management at WNS since May 2022, leading a team of over 40 FTEs for a prominent US bank. Ramit has held significant roles in various institutions including HDFC Bank as Senior Manager for Wholesale Credit Risk, and Axis Bank as Manager for Commercial Credit Risk, where responsibilities included credit evaluations, risk assessments using advanced financial models, and enhancing operational efficiencies. Ramit began their career as a Credit Officer at Can Fin Homes Limited after attaining a Bachelor of Technology in Electronics and Communication, further solidifying expertise through a Master of Business Administration from the Indian Institute of Management Kashipur. Additionally, Ramit contributes to academic governance as a member of the Academic Committee at the Indian Institute of Management Kashipur.