Raymond Luo has accumulated extensive experience in risk analysis and portfolio management, currently serving as a Portfolio Manager at WooliesX since May 2022, after previously holding the position of Portfolio Analyst. Prior to this role, Raymond worked at Tyro Payments from August 2015 to May 2022, progressing from Risk Analyst to Senior Risk Analyst and then to Lead Risk Analyst. Earlier career experiences include serving as a Personal Banker at St George Bank from June 2013 to August 2015 and working as a Sales Representative at David Jones from November 2010 to July 2013. Raymond holds a Bachelor's Degree in Business/Commerce from the University of Technology Sydney, completed in 2012, with previous education at Macquarie University in 2008-2009.