Vugar Kalayev

Vugar Kalayev is a professional with extensive experience in the banking industry, specializing in credit analysis and underwriting. With a background in economics from Azerbaijan State University of Economics, Vugar has held various roles in esteemed companies such as Yelo Bank, AZER TURK BANK OJSC, Kapital Bank OJSC, and Unibank. From corporate and mortgage loans to consumer and microfinance loans, Vugar has proven expertise in evaluating and managing credit risk. Currently serving as the Head of Business Credit Underwriting Division at Yelo Bank, Vugar's career showcases their dedication and proficiency in the financial sector.