Paul Ratcliffe

Paul is primarily involved in pension scheme management and governance.

He works closely with our Client Directors on a variety of open and closed Defined Benefit schemes, along with working on our Defined Contribution Master Trust and Group Life Master Trust clients.

Paul particularly enjoys Defined Contribution Master Trust work as this is a rapidly developing and expanding area in which we are leading the field. This work has allowed him to contribute to the development of our governance platform for these schemes.

Paul’s background is in pensions wind up administration, with a specific focus on PPF transition, having worked for both Mercer and Higham Dunnett Shaw prior to joining PTL in May 2011 which become part of ZEDRA in 2021.

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