Carina Freeze

Carina Freeze is a seasoned banking professional currently serving as the Director of Operational Governance and Risk at Zions Bancorporation, where responsibilities include oversight of risk management in commercial lending, deposits, and payments. With extensive experience at Zions Bancorporation since 2015, Carina has held various senior leadership roles, including Core Transformation Solution Manager and Bank Operations Division Manager, directing key initiatives such as a major core deposit banking transformation and the management of deposit operations for multiple affiliate banks. Carina began a career at Zions Bank in 2001, progressing through roles that included operational leadership and account management, underscoring a commitment to improving service quality and operational efficiency. Carina holds a Master's degree in Professional Communication from Westminster College and a Bachelor's degree from the University of Utah.