Ravi Modasiya

Ravi Modasiya is an experienced credit professional with a focus on financial services in Gujarat, currently serving as a Credit Manager at Tata Capital since April 2024. Prior to this, Ravi held the position of Area Credit Manager at Adani Capital, overseeing tractor and farm equipment loans from December 2021 to April 2024, and previously at Kotak Mahindra Bank from July 2016 to December 2021. Ravi began a career in credit management at Tata Capital as a Credit Executive, managing the southern region of Gujarat, and has also worked in roles such as Sales Cum Credit Coordinator at Magma Fincorp Ltd. and Sales Coordinator at Kotak Mahindra Bank. Educational qualifications include an MBA in Bank Management and a Master’s degree in Banking and Insurance from Maharaja Sayajirao University of Baroda, along with a Bachelor of Commerce in Accounting and Finance.