Aref Al Attar Al Awadhi is a seasoned professional in the banking and finance sector, currently serving as the Senior Head of Credit Review, Risk Appetite & Policies at Abu Dhabi Commercial Bank. Previously, Aref held significant positions including Head of Real Estate Credit at First Abu Dhabi Bank, Head of Corporate & Commercial Banking Division at InvestBank P.S.C., and Director of the Public Sector for the Corporate & Investment Bank at Citi. Aref began the career as Vice President of GTS for the Public Sector at Citibank. Aref holds a Master's degree in Aviation/Airway Management and Operations from Emirates Aviation College and an HND in Banking & Finance from the University of Dubai.
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