AIR - Alliance for Innovative Regulation
Nitya Malladi is an experienced program manager currently with AIR - Alliance for Innovative Regulation since May 2023. Prior professional roles include positions in corporate banking at Kotak Mahindra Bank, credit approvals at HSBC, project and structured finance at Aditya Birla Finance Limited, and strategy & credit management at ICICI Bank, where responsibilities involved managing key accounts for large companies and evaluating financial parameters for asset-based products. Nitya's early experience includes an internship with the Indian Ministry of Finance, analyzing merchant discount rates, and a senior programmer role at Accenture, focusing on circuit design and data migration. Academic qualifications include a Master of Science in Business Analytics from California State University - East Bay, a PGDM in Finance from SVKM's Narsee Monjee Institute of Management Studies, and a Bachelor of Engineering in Electrical Engineering from Osmania University.
AIR - Alliance for Innovative Regulation
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How will the financial regulatory system keep pace with the exponential technology innovation that is transforming financial services? Regulation will have to modernize as well. The Alliance for Innovative Regulation (AIR) is a nonprofit aiming to help transform financial regulation from manual, analog design to digitally-native design. The result will stabilize the financial system, protect consumers from harm, foster innovation, and enable financial inclusion. AIR was co-founded by Jo Ann Barefoot, a former Deputy Comptroller of the Currency and staff member at the US Senate Banking Committee, and David Ehrich, co-founder of Petal and former General Manager at American Express and Head of Credit Card Strategy at JPMorgan Chase.