Oleksandr Simeiko

Oleksandr Simeiko has a diverse and extensive work experience in the financial industry. Oleksandr has held various roles at different organizations, showcasing their expertise in risk management, underwriting, scoring models, and credit control.

At Home Credit Bank Kazakhstan, Oleksandr currently holds the position of Chief Risk Officer (CRO). Prior to this, they served as the Head of Acquisition Underwriting and Scoring, where they managed the development of underwriting and scoring models for all products, including X-sell/Top-up, Offline/Online channels, and CLIP/CLDP. Oleksandr also oversaw the decision-making system.

Before joining Home Credit Bank Kazakhstan, Oleksandr worked at Kreditech Holding SSL GmbH as a Senior Credit Risk Controller. In this role, they supported credit model development and established a credit risk framework. Oleksandr played a crucial role in management decisions on impairments, anti-fraud actions, feedback on scoring models, budgeting, and business planning.

Oleksandr also gained significant experience at Raiffeisen Bank Aval. Oleksandr served in several positions, including Head of Integrated Risk and Operational Risk Controlling, Deputy Head of PI Risks, Acting Head of PI Risks, Deputy Head of PI Risks, Head of PI Credit Policy, and Chief Economist of PI Credit Policy. In these roles, they managed various aspects of risk management, credit policy, portfolio management, collection strategy, and decision-making systems. Oleksandr spearheaded projects related to UW optimization, risk-based pricing, and risk-based underwriting.

Earlier in their career, Oleksandr worked as an Economist of the Card Department at Raiffeisen Bank Aval, where they managed multiple salary projects and developed regulations and manuals. Oleksandr also had a brief stint at Active-Bank as an Economist of Cards Operations Support Team, where they handled card operations and provided customer support.

Overall, Oleksandr Simeiko's work experience reflects their strong expertise in risk management, underwriting, scoring models, and credit control in the financial industry.

Oleksandr Simeiko completed their Master's degree in Financial Management from European University between 2001 and 2006. Oleksandr also holds certifications in Product Ownership Essentials from Lobus Works, Product Development and Portfolio Management from GTIS, and Principles in Risk Management for Credit Cards from GTIS. The specific years of obtaining these certifications are not mentioned.