Elina Ghambaryan

Elina Ghambaryan currently serves as the Head of Consumer Operations at HSBC since May 2022 and has held various roles at Armenian Card CJSC (ArCa) and Ardshinbank CJSC since 2021 and 2016, respectively. At ArCa, Elina is the Head Specialist of the System Monitoring Division, and at Ardshinbank, Elina oversees the Payment Cards Operations Monitoring and Terminals Network Support Division. Between 2000 and 2016, Elina held several positions at Areximbank-Gazprombank Group, progressing from Specialist 2nd Category to Chief of Emission and Reports Division Payment Card Department. Elina Ghambaryan earned an engineer-economist degree from Yerevan State Institute of National Economy from 1994 to 1999.