Tracy Smitheram

Tracy Smitheram is an experienced Senior Business Analyst currently working with ASB Bank on the nCino Loan Origination Programme for Business Banking. A professional background includes roles at IAG, Westpac New Zealand, and an earlier tenure at ASB, focusing on pricing algorithms, treasury trading data analysis, and digital offerings. Tracy has also contributed to Instant Finance Limited, SKY TV New Zealand, Latitude Financial Services, and Medibank in business analyst, project accountant, and management accountant positions. Academic qualifications include a Bachelor of Commerce in Accounting from the University of Canterbury and a Bachelor of Science and Master of Science in Psychology from the University of Otago.