Caroline Nicholas is an accomplished Credit Portfolio Manager with extensive experience in underwriting and credit analysis for financial services, particularly in the senior living sector. Currently serving as Credit Portfolio Manager III at Atlantic Union Bank since February 2024, Caroline previously held senior roles at Truist, including Senior Vice President with a focus on senior care finance, and Vice President for government contracting. With a background at SunTrust and Millennium Bank, Caroline has developed expertise in financial analysis and risk assessment across diverse client portfolios, including not-for-profit continuing care retirement communities and for-profit assisted living facilities. Caroline earned an M.B.A. from the D'Amore-McKim School of Business at Northeastern University and holds an L.L.B. from The University of Sheffield.
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