Ashmika Budoo Ram

Ashmika Budoo Ram currently serves as a Risk and Compliance Officer at aYo Holdings since April 2023, focusing on risk analysis and compliance matters related to InsurTech and micro-insurance across Africa. Previously, Budoo Ram held roles at Grindrod Bank, including Deputy Information Officer and Compliance Officer, where responsibilities involved managing information effectiveness and engaging with regulatory bodies on data privacy. Prior experience includes positions as Compliance and Risk Specialist at SPAR South Africa, Legal Specialist and Financial Planner at Trident Wealth Management, and Attorney at Thorpe and Hands Inc., covering legal advising and compliance management. Budoo Ram's educational qualifications include a Bachelor of Laws (LLB) from the University of KwaZulu-Natal and certifications in Compliance Management and Practical Legal Training from the University of Cape Town and the Law Society of South Africa, respectively.