Pankaj Agarwal

Pankaj Agarwal is an experienced executive in the field of risk management, currently serving as EVP and Head of Consumer Credit Risk at Santander. Previously, Pankaj held the position of EVP, Risk Management at Santander Consumer USA and was the Head of Portfolio Management for Small Business Lending at PNC. Additionally, Pankaj led analytics efforts for Mortgage and Home Equity Originations and Auto and Unsecured Lending at PNC. Prior experience includes roles as Director of Global Risk Oversight and SVP of Citi Cards Risk Management at Citigroup. Pankaj holds an MBA in Finance from Old Dominion University and is currently pursuing further education at the Massachusetts Institute of Technology.